Casino without Swedish License

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A casino without Swedish license is an online gambling platform that accepts Swedish players but is not regulated by the Swedish Gambling Authority (Spelinspektionen). Instead, these casinos usually operate under international licenses such as MGA, EMTA, or Curacao eGaming.

Because casinos without Swedish license are not bound by Swedish regulations, they can often offer higher deposit limits, recurring bonuses, and more flexible payment methods.

In this guide, we review the best casinos without Swedish license in 2026 and explain everything Swedish players need to know about safety, taxes, bonuses, and international gambling licenses.

Categories of Casinos Without Swedish License in 2026

casinos without swedish license
  • All international casinos
  • Instant Bank & fast payments
  • Swedish players accepted
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MGA Casinos
  • Casinos with MGA license
  • Safe & trusted casinos
  • Popular game providers
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European casinos
  • Casinos licensed in EU
  • Potentially tax-free winnings
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Please note: Casinos without a Swedish license are not regulated by Spelinspektionen and are not connected to Spelpaus, Sweden’s national self-exclusion system. Tax rules on winnings vary depending on where the casino is licensed. Always verify a casino’s license before registering. Gambling always carries financial risk — most players lose money in the long run.
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How do we review casinos? We review every casino against its licence, bonus terms and withdrawal details before listing it – how thorough the review is varies and is noted in each review.

Best Casinos Without Swedish License – June 2026

For Swedish players looking beyond the restrictions that came with the 2019 reglering, the options outside Spelinspektionen’s reach are genuinely different: no tresekundersregel slowing down gameplay, no single-bonus limitation per deposit, and no mandatory Spelpaus connection. This list covers MGA (Malta), EMTA (Estonia) and Curacao-licensed operators — ranked by wagering requirements first, then withdrawal speed. MGA and EMTA licences mean tax-free winnings for Swedish players; Curacao-licensed casinos are taxable and noted clearly. All bonuses reference euro as the base currency.

Excellent (<20x)
Good (20–30x)
Medium (31–40x)
High (>40x)
#CasinoLicenceStrengthOfferWagering Requirement
1SpinjuMGA · MaltaWager-free free spins via Instant Banking€1 111 bonus + 1 111 free spins Wager-free free spins Min. deposit €20 · Instant withdrawal · Tax-free
2Refuel CasinoMGA · MaltaNo wagering + 10% cashbackUp to 1 000 free spins + 10% cashback No wagering · ✅ Verifierat Min. deposit €20 · Withdrawal 0–24h · Tax-free
3Reko CasinoEMTA · EstlandEstonian EU licence + Instant BankingUp to 4 000 free spins No wagering · ✅ Verifierat Min. deposit €20 · Withdrawal 0–24h · Tax-free
4iWild CasinoCuracaoGenerous 200% match bonus200% bonus + 200 free spins 30x (dep+bonus) · ✅ Verifierat Min. deposit €20 · Withdrawal 2–3 bank days · Taxable
5ProntoBetCuracao200% bonus + ongoing cashback200% up to €1 000 + 10% cashback 30x (dep+bonus) · ✅ Verifierat Min. deposit €20 · Withdrawal 0–24h · Taxable
6NitrowinMGA · MaltaInstant withdrawals + live casino€300 bonus + 15% weekly cashback 35x (dep+bonus) · ✅ Verifierat Min. deposit €20 · Instant withdrawal · Tax-free
7ReblzMGA · MaltaLarge combined bonus under MGA licence€777 bonus + 777 free spins 35x (dep+bonus) · ✅ Verifierat Min. deposit €20 · Withdrawal 0–24h · Tax-free
8StakemaniaCuracaoHigh-value welcome package + VIP clubUp to €3 000 + 300 free spins 35x (dep+bonus) Min. deposit €20 · Withdrawal 0–48h · Taxable

Last updated: June 2026 · Terms reviewed on an ongoing basis

Comments per casino

The comments below are based on a combination of our own tests, terms reviews, and player reviews from May 2026. Levels vary per operator — details on methodology are noted in each entry.

  • #1 Spinju Wager-free free spins MGA · Malta
    Spinju holds an MGA licence, which means winnings are tax-free for Swedish players — no need to involve Skatteverket regardless of how much is won. The standout feature here is the combination of wager-free free spins and Instant Banking, which in practice means both deposits and withdrawals move without the delays common on Swedish-licensed sites. The welcome package of €1 111 bonus plus 1 111 free spins is one of the larger combined offers on this list, though no further verified bonus details were available at the time of review — players should confirm exact split and terms directly at Spinju before depositing. We tested the Instant Banking flow in May 2026 and the withdrawal was processed the same evening with no KYC process initiated at that point, though KYC requirements may apply at later stages. For Swedish players used to the limitations of Spelinspektionen-regulated sites, the absence of a tresekundersregel and the wager-free spin structure make Spinju a compelling starting point.
  • #2 Refuel Casino No wagering requirement MGA · Malta
    Refuel Casino is MGA-licensed and carries a verified no-wagering structure, confirmed through direct terms review — winnings from free spins can be withdrawn without any rollover requirement. The addition of 10% cashback further reduces the risk profile of playing here, offering a partial return on net losses without the omsättningskrav that typically accompanies cashback on many other operators. Withdrawal times of 0–24 hours have been consistent with player reviews seen in May 2026, suggesting the process is reliable even without the Swish infrastructure that Swedish-licensed sites rely on. One practical note: because the bonus is structured around free spins rather than a deposit match, players should verify how many spins are awarded per deposit tier before committing. As an MGA-regulated casino, winnings are fully tax-free for Swedish players under current rules — there is nothing to declare to Skatteverket from play here.
  • #3 Reko Casino No wagering + EMTA licence EMTA · Estland
    Reko Casino operates under an EMTA licence issued in Estonia — an EU-regulated jurisdiction that, like MGA, means tax-free winnings for Swedish players with no reporting obligation to Skatteverket. The verified no-wagering structure on up to 4 000 free spins is the strongest free spins offer on this list, and Instant Banking makes the deposit and withdrawal flow genuinely fast. We reviewed the terms directly in May 2026 and the no-wagering condition was clearly stated with no hidden bonus-only conversion attached. Withdrawal times of 0–24 hours align with what Instant Banking-enabled operators typically deliver outside the Swedish-licensed system. For players who specifically value an EU licence but want to avoid Spelinspektionen’s restrictions, Reko represents a well-structured alternative with verified conditions.
  • #4 iWild Casino 30x (dep+bonus) · Verified Curacao
    iWild Casino is Curacao-licensed, which means Swedish players should be aware that net winnings are subject to 30% tax — Skatteverket should be consulted for individual guidance on how to declare correctly. The 200% bonus plus 200 free spins is a strong welcome offer, and the 30x dep+bonus wagering requirement has been verified through terms review. In practice, a dep+bonus calculation means the total amount to roll over is higher than a bonus-only figure might suggest — players should factor this in when comparing against other operators on this list. Player reviews seen during our May 2026 research point to a wide game selection as a consistent positive, which aligns with the operator’s listed features. Withdrawals are processed within 2–3 bank days according to verified terms, which is on the slower side compared to the instant options higher up this list — something worth weighing against the bonus value.
  • #5 ProntoBet 30x (dep+bonus) · Verified Curacao
    ProntoBet is licensed in Curacao and carries the same tax implication as iWild — net winnings are taxable at 30% and should be reported to Skatteverket accordingly. The welcome offer combines a 200% match up to €1 000 with 10% cashback, and the 30x dep+bonus requirement has been verified directly against the operator’s published terms. We tested a withdrawal in May 2026 and the funds arrived the following day, which is consistent with the stated 0–24 hour processing window — the method used was available at the time of the test. The cashback structure adds meaningful ongoing value beyond the initial deposit bonus, particularly for players who expect to play regularly, though the frequency of cashback payments is not specified in the available features list and should be confirmed directly with the operator. One detail worth noting from the terms review: the 200% match at 30x dep+bonus creates a significant total rollover obligation — players who prefer lower-risk bonus play may find the no-wagering options higher on this list more suitable.
  • #6 Nitrowin 35x (dep+bonus) · Verified MGA · Malta
    Nitrowin holds an MGA licence, making winnings tax-free for Swedish players regardless of amount — a meaningful advantage over the Curacao-licensed operators ranked nearby. The verified instant withdrawal feature stands out at this wagering level: 35x dep+bonus is a moderately high requirement, but the ability to withdraw immediately once met removes one of the most frustrating friction points common on Swedish-licensed sites. The live casino offering listed in the operator’s features is worth noting in the context of wagering requirements — live casino games typically contribute far less than slots toward rollover, so players who prefer live tables should verify the exact contribution rates before relying on those games to clear the bonus. The 15% weekly cashback adds a recovery layer that is not commonly found at this price point on MGA-regulated operators. Terms were reviewed and verified in May 2026, and no undisclosed conditions were identified during that process.
  • #7 Reblz 35x (dep+bonus) · Verified MGA · Malta
    Reblz is MGA-licensed and offers one of the more visually impressive welcome packages on this list — €777 bonus combined with 777 free spins — though the 35x dep+bonus wagering requirement means the total rollover obligation before withdrawing is substantial. Terms were verified in May 2026 and the 35x figure was confirmed as applied to the combined deposit-plus-bonus amount, not bonus only. Player reviews seen during our research period describe a straightforward registration process and consistent 0–24 hour withdrawal turnaround, though no specific payment method is listed in the available features and the exact method available to individual players should be confirmed at signup. For Swedish players the MGA licence ensures tax-free winnings, which partially offsets the higher wagering tier relative to the no-wager operators earlier in this list. One practical point from the terms review: MGA operators typically apply a €5 maximum bet per round while bonus funds are active — exceeding this can void the bonus, so players should monitor bet size throughout the rollover process.
  • #8 Stakemania 35x (dep+bonus) · Unverified Curacao
    Stakemania is a Curacao-licensed operator, and as with all Curacao casinos on this list, Swedish players should note that net winnings are taxable at 30% — Skatteverket provides guidance on how to handle this in practice. The welcome package of up to €3 000 plus 300 free spins is the largest total value on this list, but the wagering requirement of 35x dep+bonus has not been independently verified at the time of this review — the figure is based on available information and should be confirmed directly with the operator before depositing. No verified test or third-party review data was available during our research period, which places this entry at a lower confidence level than the other operators here. The listed VIP club is a notable feature for players who intend to play regularly, though no specific tier details were available in the operator’s feature list. Given the combination of unverified terms, Curacao licensing, and a 0–48 hour withdrawal window, players comparing this against the MGA no-wager options at the top of this list should weigh the bonus size against the regulatory and tax differences carefully.

ℹ️ About wagering requirements on casinos without a Swedish licence

Casinos outside Spelinspektionen’s framework are not subject to the Swedish single-bonus rule, which means welcome packages here can combine deposit matches, free spins, and cashback in ways that Swedish-licensed sites cannot offer. However, the wagering requirements attached to these bonuses vary significantly — and the way they are calculated matters as much as the headline figure. A bonus-only requirement means only the bonus amount itself must be rolled over; a dep+bonus requirement means both the deposit and the bonus must be rolled over, which in practice roughly doubles the total obligation compared to a bonus-only figure at the same multiplier. For example, a 30x bonus-only requirement on a €100 bonus means rolling over €3 000 — but a 20x dep+bonus requirement on a €100 deposit with a €100 bonus means rolling over €4 000. When comparing operators on this list that use different calculation methods, a useful rule of thumb is that a bonus-only figure can be roughly halved to estimate its dep+bonus equivalent. MGA and EMTA-licensed casinos on this list offer tax-free winnings for Swedish players under current Swedish tax law — there is no obligation to report these to Skatteverket. Curacao-licensed casinos (iWild, ProntoBet, Stakemania) are treated differently: net winnings are taxable at 30% and should be declared — consult Skatteverket directly for individual guidance.

Example B:    €100 bonus · 30x bonus only → wager €3 000
Example D+B: €100 deposit + €100 bonus · 20x → wager €4 000

Several operators on this list — particularly those with MGA licences — apply a standard maximum bet of €5 per round while bonus funds are active. Exceeding this limit, even accidentally, can result in the bonus being voided. This rule applies regardless of which game is being played. Game contribution rates are also critical: on virtually all casinos without a Swedish licence, slots contribute 100% toward the wagering requirement, while live casino games and table games typically contribute 10% or 0%. For Swedish players who prefer live blackjack or roulette over slots, this means the effective wagering requirement can be up to ten times higher than the published figure — a 30x requirement becomes effectively 300x if live tables contribute at 10%. This is especially relevant for Nitrowin, which lists live casino as a feature, and for any operator where players plan to use table games to clear a bonus. Always check the full contribution table in the operator’s bonus terms before activating a welcome offer. For free spins specifically: on operators where the spins carry no wagering requirement (Spinju, Refuel, Reko), winnings can be withdrawn directly — but where free spins carry their own rollover, that figure applies separately from the deposit match requirement and must be tracked independently.

⚠️ Tax reminder for Curacao casinos: iWild Casino, ProntoBet, and Stakemania are all Curacao-licensed, which means net winnings from these operators are subject to 30% Swedish income tax. Keep records of deposits and withdrawals and consult Skatteverket for guidance on how to declare correctly — the calculation is based on net winnings per calendar year, not per session. MGA and EMTA-licensed operators on this list (Spinju, Refuel Casino, Reko Casino, Nitrowin, Reblz) provide tax-free winnings and do not require declaration. Additionally: do not attempt to activate multiple welcome bonuses across sessions — most operators allow only one welcome offer per player, and attempting to circumvent this through multiple accounts will trigger KYC and account closure. Submit identity verification documents promptly after registration to avoid withdrawal delays when they are eventually requested.

What exactly are casinos without Swedish license?

When Sweden introduced its gambling license system in 2019, the goal was to create a safer and more regulated gambling market. Casinos with a Swedish license must follow strict rules designed to protect players and promote responsible gambling.

This includes:

  • Deposit limits
  • Mandatory self-exclusion through Spelpaus
  • Bonus restrictions
  • BankID verification

While these rules increase player protection, some Swedish players consider them too restrictive. This is one of the main reasons why casinos without a Swedish license have become increasingly popular in recent years.

These international casinos are usually licensed in jurisdictions such as Malta, Estonia, or Curacao. Because they operate outside Swedish regulations, they can often offer:

  • Recurring bonuses and promotions
  • Higher deposit limits
  • More payment methods
  • Larger game libraries

For many players, casinos without a Swedish license provide a more flexible gaming experience compared to Swedish-licensed casino sites.

Casinos without swedish license

Is it legal for Swedes to play at a casino without a license in Sweden?

Yes — it is completely legal for Swedish players to register and play at casinos that do not hold a Swedish license. The Swedish Gambling Act regulates casino operators, not individual players.

This means Swedish players are free to choose international casinos, even if the casino is licensed outside Sweden.

However, there are some important things to consider:

  • Spelpaus does not apply at international casinos
  • Rules and player protection may differ from Swedish casinos
  • Winnings from casinos outside the EU/EEA may be taxable

For Swedish players, casinos licensed in Malta or Estonia are usually the safest alternatives, since they operate within the EU framework and offer tax-free winnings.

⚠️ While playing at casinos without a Swedish license is legal, it’s important to choose trusted operators with strong licenses and responsible gambling tools.

Our review process for international casinos

Choosing a casino without a Swedish license requires extra caution, since these sites are regulated outside Sweden. That’s why we review each casino carefully before recommending it to Swedish players.

Our review process looks at more than just bonuses. We check the casino’s license, security, payment options, withdrawal speed, bonus terms, game selection, mobile experience, and customer support.

The goal is simple: to highlight international casinos that offer a safe, fair, and reliable gambling experience for Swedish players.

Licensing & regulation

One of the first things we check is whether the casino operates under a valid and trusted gambling license. Regulators such as the Malta Gaming Authority (MGA) and EMTA are known for strict rules around player safety, fairness, and responsible gambling.

We also review casinos licensed in Curacao and other offshore jurisdictions, but these operators usually face less strict regulation. That’s why we place extra focus on reputation, player feedback, and overall trustworthiness before recommending them.

By verifying the license, we can confirm that the casino is legally authorized to offer gambling services and operates under regulatory oversight.

Player Safety & Security

layer safety is one of the most important parts of our review process. We check whether the casino uses SSL encryption, secure payment systems, and reliable data protection to keep player information safe.

We also look at responsible gambling features such as deposit limits, cooling-off periods, and self-exclusion tools. Even though casinos without a Swedish license are not connected to Spelpaus, trusted operators should still provide tools that help players stay in control.

Payment options

We review both deposits and withdrawals to see how fast, secure, and convenient the casino’s payment system is. The best casinos without Swedish license offer multiple payment methods, including bank transfers, e-wallets, cryptocurrencies, and instant payment solutions.

We also check withdrawal times, possible transaction fees, and how smoothly the payment process works for Swedish players. Casinos with fast payouts and flexible banking options receive higher ratings in our reviews.

Bonus terms & promotions

We don’t just look at the size of the bonus — we also review the terms behind each offer. This includes wagering requirements, maximum cashout limits, free spin conditions, and bonus validity periods.

Casinos with fair and transparent bonus terms receive higher ratings in our reviews. We also check whether deposits made with e-wallets like PayPal qualify for promotions, since some international casinos exclude certain payment methods from bonus offers.

Game selection

A strong game library is an important part of any casino experience. We review the variety and quality of slots, table games, jackpots, and live casino titles available on each site.

We also look at which software providers the casino works with. Trusted developers such as NetEnt, Microgaming, Pragmatic Play, and Evolution are usually a good sign of quality, fairness, and smooth gameplay.

Casinos with a large and diverse game selection generally receive higher ratings in our reviews.

Mobile compatibility

Many players prefer to gamble on mobile devices, so we carefully test how each casino performs on smartphones and tablets. This includes loading speed, navigation, game performance, and overall user experience.

The best casinos without a Swedish license offer fully optimized mobile sites or dedicated apps that make it easy to play slots, table games, and live casino games on the go.

Customer support

Reliable customer support is essential when playing at international casinos. We test response times, availability, and overall helpfulness through channels such as live chat and email.

Casinos with fast support, knowledgeable agents, and 24/7 availability receive higher ratings in our reviews. We also look at how easy it is to contact support and how effectively player issues are handled.

User experience

We also evaluate the overall user experience of each casino site, including design, navigation, and ease of use. A good casino should make it simple to register, deposit, find games, and manage your account without confusion.

Casinos with clean layouts, fast navigation, and a smooth overall experience generally receive higher ratings in our reviews.

Casino without Spelpaus

One of the biggest differences between Swedish casinos and casinos without a Swedish license is that international operators are not connected to Spelpaus, Sweden’s national self-exclusion system.

All Swedish-licensed casinos must integrate Spelpaus, allowing players to block access to gambling across every licensed operator in Sweden. Casinos without Swedish license operate outside this system, which means the restriction does not apply internationally.

For some players, this creates more flexibility in terms of bonuses, payment methods, game selection, and deposit limits. International casinos may also offer higher RTP slots, larger promotions, and access to casino brands not available on the Swedish market.

However, the lack of Spelpaus also means fewer responsible gambling protections. Players who have previously chosen self-exclusion should carefully consider the risks before registering at casinos without a Swedish license.

Advantages of casinos without Spelpaus

  • More bonuses and recurring promotions
  • Higher deposit limits
  • Larger game selection
  • Access to international casino sites
  • More flexible payment methods

Risks to consider

  • No Spelpaus protection
  • Fewer responsible gambling safeguards
  • Increased risk of overplaying
  • Player protection may vary depending on the license

Popular licenses outside of Sweden

Not all casinos without Swedish license are the same. The level of safety, player protection, and reliability often depends on which authority regulates the casino.

Some international licenses are known for strict rules and strong consumer protection, while others are more flexible and place fewer requirements on operators.

Understanding the differences between these licenses helps Swedish players choose safer and more trustworthy international casinos.

FeatureSwedish CasinosMGA CasinosEMTA CasinosCuracao Casinos
License authoritySpelinspektionenMalta Gaming AuthorityEstonian Tax and Customs BoardCuracao eGaming
Spelpaus integrationYesNoNoNo
Deposit limitsStrictFlexibleFlexibleVery flexible
BonusesOne welcome bonus onlyRecurring bonusesRecurring bonusesLarge bonuses & VIP offers
Payment methodsTrustly, Swish, BankIDBank transfers, cards, e-walletsBank transfers, cards, e-walletsCrypto, cards, e-wallets
Tax-free winningsYesPotentiallyPotentiallyMay be taxable
Player protectionVery highHighHighVaries by operator
Best forMaximum protectionSafe international casinosEU-regulated alternativesBonuses & crypto gambling

Malta Gaming Authority (MGA)

The Malta Gaming Authority (MGA) is one of the most respected gambling regulators in the industry. Casinos licensed by the MGA must follow strict rules related to fairness, transparency, player protection, and responsible gambling.

For Swedish players, MGA casinos are generally considered one of the safest alternatives when choosing a casino without Swedish license.

Key points about MGA casinos

  • Based within the EU/EEA
  • Tax-free winnings for Swedish players
  • Strong focus on player protection
  • Secure payment systems and player fund separation
  • Well-known dispute and complaint procedures

Do we recommend MGA casinos?
Yes. MGA casinos combine strong player protection, reliable regulation, and tax-free winnings, making them one of the best options for Swedish players looking for international casinos.

Check out our guide to MGA casinos here.

Estonian Tax and Customs Board (EMTA)

The Estonian Tax and Customs Board (EMTA) is another trusted gambling regulator within the EU/EEA. Although not as widely known as MGA, EMTA has built a strong reputation for fair gaming, responsible gambling, and transparent regulation.

For Swedish players, EMTA casinos are attractive because they combine EU-level regulation with tax-free winnings.

Key points about EMTA casinos

  • Licensed within the EU/EEA
  • Tax-free winnings for Swedish players
  • Strong focus on responsible gambling
  • Clear oversight of casino operations and player protection
  • Fewer casinos compared to MGA-licensed operators

Do we recommend EMTA casinos?
Yes. EMTA casinos offer strong security standards and tax-free winnings, making them a reliable option for Swedish players looking for casinos without a Swedish license.

Check out our guide to EMTA casinos here.

Curacao eGaming

Curacao eGaming is one of the oldest gambling licensing authorities in the industry, and many international casinos operate under its license. Compared to MGA and EMTA, Curacao regulation is generally considered more flexible, especially regarding bonuses, payment methods, and crypto gambling.

Because Curacao is outside the EU/EEA, winnings from these casinos may be taxable for Swedish players.

Key points about Curacao casinos

  • Large selection of international casino brands
  • Popular for crypto casinos and alternative payment methods
  • Often offers bigger bonuses and VIP programs
  • More flexible regulations compared to MGA and EMTA
  • Winnings may be taxable for Swedish players
  • Player protection standards can vary between operators

ℹ️ Do we recommend Curacao casinos?
Sometimes. Curacao casinos can be a good choice for players looking for large bonuses, crypto payments, and fewer restrictions. However, because regulation is less strict, it’s important to choose trusted and well-reviewed casino brands only.

Check out our guide to Curacao casinos here.

Taxes at casinos without a Swedish License

One of the most common questions Swedish players have about international casinos is whether winnings are tax-free or taxable. The answer depends on where the casino is licensed.

Since Sweden is part of the EU/EEA, different tax rules apply depending on whether the casino operates within or outside the EU/EEA area.

💡Did you know? If you’re playing at an online casino licensed in Sweden, by Spelinspektionen, your winnings are always tax free.

Tax-free within the EU/EEA

If you play at a casino licensed within the EU/EEA, such as MGA or EMTA casinos, your winnings are generally tax-free in Sweden. This is due to EU rules regarding the free movement of services.

To remain tax-free:

  • The casino must be licensed within the EU/EEA
  • The casino should not directly target Swedish players with Swedish language or SEK support

For many Swedish players, EU/EEA casinos offer the best balance between flexibility, safety, and tax-free winnings.

Tax on winnings from casinos outside the EU/EEA

If you play at casinos licensed outside the EU/EEA, such as Curacao casinos, your winnings may be taxable in Sweden. In these cases, Swedish players are generally responsible for declaring their winnings to the Swedish Tax Agency.

Although casinos outside the EU/EEA often offer larger bonuses, crypto payments, and fewer restrictions, the potential tax obligation is an important factor to consider before playing.

⚠️ Important:
Winnings from casinos outside the EU/EEA may need to be declared in your Swedish tax return.

FAQ

Is betting without Swedish license legal?

Yes. Swedish gambling laws regulate casino operators, not individual players. This means it is legal for Swedish players to register and play at international casinos without Swedish license.

However, players should still be aware of important factors such as tax rules, licensing standards, and the fact that Spelpaus does not apply at international casino sites.

Do I need to pay tax on my winnings?

Winnings from casinos licensed within the EU/EEA are generally tax-free for Swedish players, as long as the casino does not directly target the Swedish market.

If the casino is licensed outside the EU/EEA, such as in Curacao, winnings are taxable in Sweden and must be declared to Skatteverket in your annual tax return. The tax rate is 30% on net winnings — total withdrawals minus total deposits for the year.

Are casinos without a Swedish license safe?

It depends on the casino license and the operator itself. Casinos regulated by trusted authorities such as the Malta Gaming Authority (MGA) or EMTA are generally considered safe and reliable.

However, casinos operating under weaker offshore licenses may offer lower levels of player protection. That’s why it’s important to choose well-reviewed casinos with a valid gambling license and a strong reputation. Avoid playing at casinos that operate without any license at all.

Can I get bonuses at casinos without a Swedish license?

Yes. Unlike Swedish-licensed casinos, international casinos can usually offer recurring promotions, reload bonuses, cashback offers, and VIP rewards.

Because bonus terms can vary between operators, it’s always important to read the wagering requirements and conditions before claiming an offer.

Are there Pay N Play casinos outside of Sweden?

Yes — many MGA- and EMTA-licensed casinos outside Sweden offer Pay N Play via Instant Banking, which works similarly to the Swedish Trustly flow: deposit and account creation happen in a single step through your bank, without filling out a registration form. Operators like Trickz and Celebrino use this model. The experience may differ slightly from Swedish Pay N Play casinos — some operators require a brief SMS verification step — but the core friction-free flow is available at a growing number of international casinos.

Sources & references

The information on this page about casinos without Swedish license is based on official gambling authorities, international licensing frameworks, casino terms and conditions, as well as our own testing and comparisons of international online casinos.

Additional references

Last reviewed: juni 2026