Casino without Swedish License

A casino without Swedish license is an online gambling platform that accepts Swedish players but is not regulated by the Swedish Gambling Authority (Spelinspektionen). Instead, these casinos usually operate under licenses from other jurisdictions, such as the MGA, EMTA and Curacao eGaming.

Since they are not bound by Swedish regulations, these casinos often offer fewer restrictions – such as higher deposit limits, recurring bonuses, and a wider selection of payment methods. This makes them appealing to players who prefer more flexibility than what is available on licensed Swedish sites.

In this guide, we’ll break down the advantages, disadvantages, and safety aspects of choosing casinos without a Swedish license, so you can make an informed decision before you start playing.

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What exactly are casinos without Swedish license?

When Sweden introduced its national gambling license system in 2019, it came with the aim of protecting players and ensuring fair play. Licensed casinos in Sweden must follow strict rules, such as:

• Deposit limits to reduce problem gambling
• Mandatory self-exclusion tools like Spelpaus
• Restrictions on bonuses, allowing only one welcome bonus per player
• BankID verification for all deposits and withdrawals

While these regulations are meant to increase safety, many players have found them too restrictive. For example, casual players who want to claim ongoing promotions, or high-rollers who prefer larger deposit limits, often feel limited by the Swedish system.

This dissatisfaction has led to the rise in popularity of casinos without Swedish license. These are international platforms, licensed in jurisdictions such as Malta, Estonia and Curacao, that still accept Swedish players but are not bound by Swedish regulations. As a result, they can offer:

• Recurring bonuses and promotions instead of just a single welcome bonus
• Higher or no deposit limits, giving players more flexibility
• Larger game selections, as only a limited number of game developers are allowed to operate within the Swedish market

For many Swedish players, these casinos represent a freer and more flexible gaming experience, even though they come without the protections of the Swedish license system.

Is it legal for Swedes to play at a casino without license?

Yes – it is completely legal for Swedish players to register and play at casinos that do not hold a Swedish license. The Swedish Gambling Act only regulates operators, not individual players. This means that while casinos must hold a license to legally market themselves within Sweden, players are free to choose international casinos if they wish.

However, there are a few things to keep in mind:

• No Spelpaus protection – Swedish players who have excluded themselves via Spelpaus will not be blocked from playing at foreign casinos.
• Different rules and regulations – Since these casinos are regulated abroad, their terms may differ significantly from those set by the Swedish Gambling Authority.
• Tax implications – Winnings from casinos licensed within the EU/EEA (e.g. Malta) are tax-free for Swedes, while winnings from casinos outside the EU/EEA (e.g. Curacao) may be subject to taxation.

⚠️Important: While it’s legal, it’s important for players to understand the responsibilities and risks that come with playing at casinos without a Swedish license.

Our review process for international casinos

Choosing a casino without Swedish license requires extra caution, since these operators follow rules from other jurisdictions. To make sure our readers can play with confidence, we put each site through a thorough review process. We don’t just look at the bonuses or flashy design – we carefully examine everything from licensing and security to payment options and customer support. This way, we can highlight the casinos that truly offer a safe, fair, and enjoyable experience for Swedish players.

Licensing & regulation

The first thing we look at is whether the casino operates under a valid and trustworthy license. Authorities such as the Malta Gaming Authority (MGA) or the Estonian Tax- and Customs Board (EMTA) enforce strict standards for player safety, while licenses from Curacao or other offshore regulators may have looser requirements. By verifying the license, we can ensure that the casino is legally authorized to offer gambling services and held accountable to at least some form of oversight.

Player Safety & Security

We carefully assess how well a casino protects its players through encryption, secure connections, and data protection policies. A reputable international casino should use SSL encryption to safeguard financial transactions and personal details. We also look at whether the operator promotes responsible gambling tools, such as deposit limits or self-exclusion, which help players stay in control even without Swedish Spelpaus protection.

Payment options

A good international casino should offer a wide range of payment methods to suit different players. We test both deposits and withdrawals, checking how fast transactions are processed and whether any fees apply. Casinos that support modern e-wallets, cryptocurrencies, and fast bank transfers score higher in our reviews.

Bonus terms & promotions

It’s not just about how big the bonus looks – we dig into the terms and conditions behind each offer. A fair casino should provide reasonable wagering requirements and transparent rules for free spins or cashback. We also check whether PayPal and other e-wallet deposits qualify for bonuses, since some casinos exclude them.

Game selection

The quality of a casino largely depends on its game library. We look for a broad range of slots, table games, and live dealer experiences from trusted providers like NetEnt, Microgaming, or Evolution. Casinos with diverse themes, jackpots, and innovative features provide a richer and more enjoyable experience.

Mobile compatibility

More and more players gamble on the go, so mobile performance is crucial. We test how the site functions on smartphones and tablets, checking speed, layout, and ease of navigation. The best casino sites have fully optimized mobile sites or dedicated apps that make gameplay seamless anywhere.

Customer support

Reliable support is a must when playing at international casinos. We evaluate response times, availability, and helpfulness across channels like live chat, email, and sometimes phone. A casino that offers multilingual support and 24/7 availability earns extra points in our reviews.

User experience

Finally, we assess the overall design, navigation, and usability of the casino. A well-structured platform should make it easy to register, deposit, and find your favorite games without frustration. Casinos that combine intuitive interfaces with a clean design create a smoother experience for both beginners and experienced players.

Casino without Spelpaus

One of the biggest differences between Swedish-licensed casinos and betting sites and those without a Swedish license is the absence of Spelpaus, the national self-exclusion system. In Sweden, all licensed operators are required to integrate Spelpaus, which allows players to block themselves from all gambling sites at once.

At casinos without a Swedish license, however, Spelpaus does not apply. This gives players more flexibility, but it also removes an important safeguard.

✅ Why play at casinos without Spelpaus?

• Access to casinos even if you have excluded yourself in Sweden
• More freedom of choice in terms of bonuses, payment methods, and game selection
• Higher RTP on popular online slots
• Opportunity to try international platforms not available under Swedish regulations
• New casino sites are launched regularly
• Some casinos offer alternative self-exclusion tools, though these are voluntary

⚠️ Risks involved

• Players with gambling problems lose the universal block that Spelpaus provides
• Risk of overplaying, since there are no strict deposit limits
• Not all international casinos have equally strong responsible gambling tools
• Harder to regain control once you start playing again without the Spelpaus safety net

Popular licenses outside of Sweden

Not all casinos without a Swedish license are the same — their reliability and trustworthiness often depend on which authority regulates them. While some international regulators have a strong reputation for player protection and strict rules, others are known for being more lenient. Understanding the differences between these licenses helps players make a safer and more informed choice when exploring casinos abroad.

Malta Gaming Authority (MGA)

The Malta Gaming Authority (MGA) is one of the most respected regulators in the online gambling industry. Casinos licensed by the MGA must follow strict rules on fairness, transparency, and player protection. For Swedish players, this is one of the safest alternatives when choosing a casino without  Swedish license.

Key points about MGA casino sites:

• Based within the EU/EEA, which means winnings are tax-free for Swedish players
• Strong focus on responsible gambling and protection against fraud
• Requires casinos to maintain secure financial systems and player fund separation
• Known for handling player complaints effectively

✅ Do we recommend MGA casinos? Yes, casinos licensed by the Malta Gaming Authority combine high safety standards, strong player protection, and tax-free winnings for Swedes. This makes them the number one choice among international casinos.

Check out our guide to MGA casinos here.

Estonian Tax and Customs Board (EMTA)

The Estonian Tax and Customs Board (EMTA) is another respected regulator within the EU. Although not as widely recognized as MGA, EMTA has built a solid reputation for overseeing fair play, responsible gambling, and transparent operations. Its EU membership also makes it attractive for Swedish players who value security and legal clarity.

Key points about EMTA casinos:

• Located within the EU/EEA, so winnings are tax-free for Swedish players
• Enforces responsible gambling measures and fair gaming practices
• Clear oversight of casino finances and player protection
• Still a smaller licensing body compared to Malta, so fewer casinos carry this license

✅ Do we recommend EMTA casinos? Yes, Casinos licensed by EMTA offer EU-level safety and tax-free winnings, making them a reliable alternative for Swedes looking beyond the Swedish license system.

Check out our guide to EMTA casinos here.

Curacao eGaming

Curacao eGaming is one of the oldest licensing authorities in the world, and many international casinos operate under its license. While it allows for a wide variety of operators, it is generally considered less strict compared to MGA or EMTA. This means that while Curacao casinos can offer exciting features like higher bonuses and more payment options (including crypto), they may not provide the same level of player protection.

Key points about Curacao casinos:

• Not part of the EU/EEA, which means winnings are taxable for Swedish players
• More flexible and lenient regulations, especially around bonuses and payments
• Many Curacao casinos accept cryptocurrencies and alternative payment methods
• Weaker consumer protection, making it important to choose trusted brands only

ℹ️ Do we recommend Curacao casinos? Yes,sometimes.Curacao casinos can be a good option if you are looking for big bonuses and VIP programs. However, since the regulation is looser, you need to be extra careful and only play at well-reviewed and reputable brands.

Check out our guide to Curacao casinos here.

Taxes at casinos without Swedish License

One of the most common questions Swedish players have about international casinos is whether their winnings are tax-free or not. The answer depends entirely on where the casino is licensed. Since Sweden is part of the EU/EEA, different tax rules apply depending on whether the casino operates inside or outside this area.

💡Did you know? If you’re playing at an online casino licensed in Sweden, by Spelinspektionen, your winnings are always tax free.

Tax-free within the EU/EEA

If you play at a casino licensed within the EU/EEA, such as those regulated by the MGA or EMTA, your winnings are typically tax-free in Sweden. This is thanks to EU legislation on the free movement of services.

Your winnings remain tax-free as long as:

• The casino is licensed and regulated in an EU/EEA country
• The casino is not directly targeting Swedish players (for example, by using the Swedish language or offering SEK currency)

For Swedish players, this means EU/EEA-licensed casinos are the best choice if you want to avoid taxes while still enjoying more freedom than Swedish-licensed casinos allow.

Tax on winnings from casinos outside the EU/EEA

If you choose to play at casinos licensed outside the EU/EEA, such as those with a Curacao license, your winnings may be subject to Swedish taxation. In practice, this means you are legally required to declare your winnings and pay tax on them.

The exact tax rate can vary depending on the nature of your winnings, but in most cases, it is treated as standard income. While these casinos often provide higher bonuses and more flexible rules, the potential tax obligation is an important factor to consider.

⚠️ Important: It is your responsibility to declare any winnings made from casinos outside the EU in your annual tax-return.

FAQ

Is betting without Swedish license legal?

Yes. Swedish law regulates operators, not players. It is legal for Swedes to register and play at international casinos, but you should be aware of tax rules and the absence of Spelpaus.

Do I need to pay tax on my winnings?

If the casino is licensed within the EU/EEA, your winnings are tax-free as long as the site does not directly target Swedish players. Winnings from casinos licensed outside the EU/EEA, such as Curacao, are subject to Swedish tax and must be declared.

Are casinos without Swedish license safe?

It depends on the license and the operator. Casinos regulated by trusted authorities like the Malta Gaming Authority (MGA) or Estonia (EMTA) are generally considered safe. However, casinos with weaker licenses require more caution. Always check reviews before playing, never play at a casino with no license.

Can I get bonuses at casinos without a Swedish license?

Yes. Unlike Swedish-licensed casinos, which can only offer one welcome bonus per player, international casinos often provide ongoing promotions, reload bonuses, and loyalty rewards. Just make sure to read the terms and conditions carefully.

Are there Pay N Play casinos outside of Sweden?

No, true Pay N Play is only available at Swedish casinos that uses Trustly and bankID. Some casinos outside of Sweden offer Pay N Play-hybrid, but they often require some form of traditional registration.